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• Australian Property Prices Set to Reach New Highs in 2026

  As we move into 2026, the Australian property market is poised for further growth, with analysts forecasting that median house prices will surpass $1 million nationally. This projection signals ongoing challenges for first-time home buyers aiming to enter the market.

• Adelaide's Property Market Set for Significant Growth in 2026

  Adelaide's property market is on track to experience substantial growth in 2026, with forecasts indicating that median house prices could rise by up to 18%. This anticipated surge positions Adelaide as a standout performer in the national real estate landscape.

• Surge in First-Home Buyer Guarantees Reflects Growing Market Demand

  In October, the Australian housing market witnessed a substantial increase in first-home buyer activity, with 5,778 guarantees issued under the expanded 5% Deposit Scheme. This figure represents a 48% rise compared to the same period last year, highlighting a growing trend among first-time buyers entering the property market.

• Rising Property Prices Challenge First-Home Buyers as Average Home Value Tops $1 Million

  The Australian housing market has reached a significant milestone, with the average home price surpassing $1 million for the first time. This development presents new challenges for first-home buyers striving to enter the property market amidst escalating prices.

• Interest Rate Reductions Drive First-Home Buyers Towards New Build Properties

  Recent interest rate cuts by the Reserve Bank of Australia (RBA) have influenced first-home buyers to consider new build properties as a viable entry point into the housing market. The RBA's decision to lower the cash rate to 3.

• First Home Guarantee Scheme Expansion Brought Forward to October 2025

  In a significant move to support first-time home buyers, the Australian Government has announced that the expansion of the First Home Guarantee Scheme (FHGS) will commence on 1 October 2025, three months earlier than initially planned.

• Labor Government Announces $10 Billion Investment in 100,000 New Homes for First-Time Buyers

  In a bold initiative to tackle housing affordability, the Labor Government has pledged a $10 billion investment to construct 100,000 new homes exclusively for first-time buyers. This commitment is part of a broader strategy to make home ownership more attainable for Australians entering the property market.

• First Home Buyer Loans Plummet to Five-Year Low in January

  Recent data from the Australian Bureau of Statistics (ABS) indicates a significant decline in first home buyer loans, reaching a five-year low in January. This downturn raises concerns about the accessibility of the housing market for new entrants and prompts an examination of the underlying factors contributing to this trend.

• Significant Rise in First-Home Buyer Guarantees Reflects Market Demand

  Recent government data indicates a substantial 48% increase in first-home buyer guarantees, with 5,778 guarantees issued in October 2025 compared to the previous year. This surge suggests a growing confidence among first-time buyers, despite ongoing affordability challenges.

• Escalating Property Prices Lead to Financial Challenges for First-Home Buyers

  According to Finder's First Home Buyer Report 2025, nearly half (47%) of first-time home buyers spent more than they had initially budgeted, a significant increase from 38% in 2022. This trend underscores the mounting financial pressure on new homeowners as property prices continue to rise.

• Interest Rate Cuts Drive First-Home Buyers Towards New Builds

  The Reserve Bank's recent rate cuts, bringing the cash rate down to 3.85%, have provided relief to mortgage holders and increased borrowing capacity for home seekers. This development has led to a notable shift among first-home buyers towards new builds as a strategy to navigate the competitive property market.

• Surge in First-Time Buyer Activity Following First Home Guarantee Expansion

  The Australian housing market has witnessed a significant uptick in first-time buyer activity, largely attributed to the recent expansion of the First Home Guarantee (FHG) scheme. This government initiative, designed to assist eligible buyers in entering the property market with minimal deposits, has seen a 39.

• Investor Borrowing Surge Poses Challenges for First-Time Home Buyers

  The Australian property market has experienced a significant shift, with property investors borrowing a record sum of nearly $130 billion over the year to June.

• Australian Home Prices Reach New Heights, Exceeding $1 Million

  The Australian housing market has reached a significant milestone, with the average home price surpassing $1 million for the first time. This development raises concerns about housing affordability, particularly for first-time buyers striving to enter the property market.

• Understanding Queensland's Boost to Buy Scheme for First-Home Buyers

  In a significant move to support first-home buyers, the Queensland Government has introduced the Boost to Buy scheme, a shared equity initiative designed to make home ownership more attainable.

• Rising Debt Levels Among First-Home Buyers Post-Guarantee Scheme Expansion

  The recent expansion of the First Home Guarantee Scheme has led to a notable increase in borrowing among first-home buyers.

• The Impact of Victoria's Stamp Duty Concession Cap on First-Home Buyers

  Victoria's existing stamp duty concession cap has become a significant hurdle for first-home buyers. The current scheme offers full stamp duty exemptions for properties up to $600,000 and concessions for those up to $750,000.

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• Budgeting Blunders to Avoid When Buying Your First Home

  Buying your first home is an exciting milestone, but it can also be a daunting experience, especially for young Australians. The journey is filled with challenges ranging from navigating the real estate market to securing a mortgage that won't stretch your finances too thin.

• Your First Home: Steps to Saving for a Deposit

  In today's rapidly evolving Australian housing market, many prospective homebuyers find themselves confronted with a daunting challenge. Home prices have been on the rise, particularly in major cities like Sydney and Melbourne, creating a competitive environment for those looking to secure their first property.

• Why Your Credit Score Matters When Buying Your First Home

  Buying your first home is an exciting and significant milestone in life, especially for young Australians. The journey from dreaming about home ownership to holding those keys can feel both thrilling and daunting.