Significant Rise in First Home Buyer Loans in December Quarter

Government Initiatives Fuel Growth in First-Time Buyer Activity

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Bureau of Statistics (ABS) has reported a notable 6.8% increase in the number of new first home buyer loans during the December quarter of 2025, bringing the total to 31,783.

This marks the most substantial rise since the December quarter of 2023.

Dr. Mish Tan, head of finance statistics at the ABS, highlighted that this growth was observed across all borrower types. Specifically, first home buyer loans rose by 6.8%, investor loans increased by 5.5%, and owner-occupier non-first home buyer loans saw a 3.6% uptick.

The expansion of the Australian Government's 5% Deposit Scheme and the introduction of the Help to Buy Scheme during this period have been pivotal in facilitating this surge. These initiatives aim to lower the entry barriers for first-time buyers by reducing the required deposit and providing additional support.

For prospective first home buyers, this data underscores the importance of staying informed about available government programs. Leveraging such schemes can significantly enhance affordability and expedite the journey to homeownership.

Published:Thursday, 23rd Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Knowledgebase

Amortization Schedule:
A table that provides details of each periodic payment on a loan, including the amount going towards principal and interest.

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