First Home Buyer Articles

First Home Buyer recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Home Loan Articles

Your First Home: Steps to Saving for a Deposit

In today's rapidly evolving Australian housing market, many prospective homebuyers find themselves confronted with a daunting challenge. Home prices have been on the rise, particularly in major cities like Sydney and Melbourne, creating a competitive environment for those looking to secure their first property. This situation can seem overwhelming, but with careful planning and strategic saving, prospective homeowners can successfully navigate this landscape. - read more

Why Your Credit Score Matters When Buying Your First Home

Buying your first home is an exciting and significant milestone in life, especially for young Australians. The journey from dreaming about home ownership to holding those keys can feel both thrilling and daunting. With property prices fluctuating and the market offering numerous opportunities, understanding the dynamics of purchasing a home in today's Australian housing market is crucial. - read more

Budgeting Blunders to Avoid When Buying Your First Home

Buying your first home is an exciting milestone, but it can also be a daunting experience, especially for young Australians. The journey is filled with challenges ranging from navigating the real estate market to securing a mortgage that won't stretch your finances too thin. - read more

The Role of Credit Scores in Your Home Loan Interest Rate

When you're planning to buy a home, you'll likely come across the term 'credit score.' But what exactly is a credit score? Simply put, a credit score is a numerical representation of your creditworthiness. It's calculated based on your credit history, including your past borrowing and repayment behaviours. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Finance News

Buyer Demand Is Cooling: A Window for First-Home Buyers?

23 Jun 2026: Paige Estritori

Australia’s housing market has shifted from urgency to caution, creating a new decision point for first-home buyers. The latest market reporting points to weaker buyer demand after three interest rate rises in 2026, uncertainty around federal property tax changes and broader economic concerns. For aspiring buyers who spent much of the past year competing at crowded inspections, the slowdown may feel like welcome relief. But it also calls for sharper planning. - read more

Australian Home Prices Experience Downturn Due to Interest Rate Increases

16 Jun 2026: Paige Estritori

Recent developments in Australia's economic landscape have led to a noticeable decline in home prices across major cities. The combination of rising interest rates and significant tax reforms has created a challenging environment for both buyers and sellers in the property market. - read more

Potential Downturn in Housing Market Due to Economic Changes

16 Jun 2026: Paige Estritori

The Australian housing market is showing signs of a potential downturn, influenced by recent economic shifts, including rising interest rates and significant tax reforms. These factors are contributing to a softening in demand and a reevaluation of property values across the nation. - read more

Developers and Investors Navigate Shifting Property Market Dynamics

16 Jun 2026: Paige Estritori

The Australian property market is entering a new phase, presenting unique challenges for developers and investors. After years of robust growth, recent interest rate hikes and tax reforms are reshaping the landscape, necessitating a more strategic approach to property development and investment. - read more

Click for more Finance News

Knowledgebase

Revolving Credit:
A type of credit that does not have a fixed number of payments, in contrast to installment credit.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.